About CP & Associates
Memphis-Based. Community-Focused.
We're a team of independent insurance brokers from the Memphis area with one mission: to educate our community and help every client make confident, informed decisions about their benefits.
Our mission
Education First, Always
Too many people sign up for coverage they don't fully understand — and find out what they have (or don't have) only when they need it most. We built CP & Associates to change that.
We take the time to sit down with every client, explain their options in plain language, and make sure they walk away knowing exactly what their plan covers, what it costs, and why it's the right fit for them. No pressure. No jargon. Just honest guidance from people who genuinely care about this community.
What drives us
The Values Behind Every Conversation
Education
We believe an informed client is an empowered client. We explain every option clearly before any decision is made.
Integrity
We recommend what's right for you — not what pays us the most. Our reputation is built on trust, and we protect it fiercely.
Community
Memphis is home. We're invested in the health and financial security of the people and businesses in our backyard.
Accessibility
Benefits shouldn't be confusing or out of reach. We work with every budget and take the time every client deserves.
Our team
Brokers Who Know This Community
We're licensed, independent brokers — which means we work for you, not for any single carrier. Our team brings decades of combined experience across group benefits, individual health, and Medicare.
C. Patterson
Founder & Principal Broker
A Memphis native with over 20 years in the benefits industry. Built CP & Associates on the belief that every person deserves clear, honest guidance — regardless of their budget or background.
Benefits Team
Licensed Insurance Advisors
Our advisors are licensed across multiple lines and stay current on carrier changes, ACA updates, and Medicare regulations so you don't have to.
Rooted in Memphis
Proud to Serve the Mid-South
From Downtown to Germantown, Bartlett to Southaven — we serve individuals, families, and businesses across the greater Memphis area and beyond. We show up at community events, partner with local organizations, and make ourselves available to anyone who has questions about their coverage. This isn't just business. It's personal.
Let's have a real conversation.
No sales pitch. No pressure. Just a straightforward talk about your situation and how we can help.